Why Was My Loan Rejected Even With a Decent CIBIL Score?
Kartik sat across from me last month, completely baffled. He’d just been rejected for a home loan—the third rejection in two months. “My CIBIL score is 768,” he said, showing me his phone. “That’s good, right? So why does every bank keep saying no?” I pulled up his bank statements and credit report. Within five … Read more