Why does UPI payment show “success” but money not received?
At 11:47 PM last Friday, Ananya paid her electricity bill—₹3,847 through PhonePe. The screen showed “Payment Successful” with a green checkmark. She took a screenshot, closed the app, and went to sleep. Saturday morning, she got a disconnection notice. The bill was unpaid. She checked her bank account. The ₹3,847 was gone—debited from her account. … Read more